• Ideal Protection For Firms Or Self-Employed Individuals: It doesn't matter if you are the owner of a small firm or a large firm, a designer or a consultant the ASME Professional Liability Insurance Program can help protect your livelihood and your reputation.

• Various Deductible Options:The ASME Professional Liability Insurance Program offers members various deductible options. The deductible options will be dependent on several factors, including but not limited to underwriter, plan option and claim frequency.

• Includes Computer Exposures: If you've had trouble getting professional liability coverage in the past because of a computer-related exposure, try the ASME plan. Our underwriting is flexible. And we'll work with you, making every effort to ensure you get the level of comprehensive professional liability protection you need.

• Expert Legal Counsel To Represent You: You're never alone if you're summoned to court. The ASME Professional Liability Insurance Program is there to assist in the event you are summoned to court.

• Electronic transfer of data functions
• Web hosting functions
• Copyright infringement
• Privacy liability
• Reputation management reimbursement

Whether you are part of a small firm or large firm, a solo business owner or you design and/or consult, we have the plan to meet your needs. Simply fill out one application with the Choice Platform (or send in your current application) and it will be submitted to both of the ASME approved insurers. This will provide you with a choice of plan options and limits of liability. Please note, some firms may not qualify for all plan options.

Licensing Board Defense Coverage

Licensing Board Defense Coverage reimburses to the insured for defense costs in the event the insured technology professional is brought before the state licensing board.

Optional Defense Coverage

Optional Defense Coverage may be available with some plan options. This feature allows you to purchase a separate limit of coverage for defense expenses.

Risk Management

Risk management features are available for members who choose a plan underwritten by Beazley Insurance Company. Features include:

• Contract reviews
• Live quarterly web-based seminars
• Dedicated web portal exclusively for policyholders with videos, on-demand webinars and more

Prior Acts Coverage

Prior Acts coverage is available if you currently have Professional Liability Insurance. A retroactive date will be placed on your policy, and acts that occurred after that date are considered for coverage.

Premium Financing Payment Options Help Balance Budgets

For individuals or small firms with premiums of $1,000 or more, premium financing is available at competitive annual percentage rates (APR). It's a great tool to help you budget your liability protection.

Credit Cards

For individuals or small firms with premiums of $1,000 or more, MasterCard or Visa may be used to pay your professional liability premiums.

This is merely a brief summary of how claims-made coverage works. The actual policies will determine coverage. We advise that you read and understand the policy language for the plan options you receive. The policy terms and conditions will govern coverage at the time a claim is made. Please read the policy carefully. All terms are subject to underwriting.

The ASME Professional Liability Insurance Program Choice Platform is available to members residing in the United States. Please note, coverage options may vary or may not be available in all states. 

Please call 1-800-640-7637 if you would like more information on how plan options/availability may vary by state.

Professional Liability Insurance is recommended for engineering professionals who are the owner of a small or large firm, a designer or a consultant. A lawsuit brings with it significant losses, not only in time and money, but also in one of the most valuable commodities a professional possesses—self-confidence. Fortunately, when you are insured through the Professional Liability Insurance Program for ASME Members, you can count on the vast experience that stands behind it.

Yes, in most cases. However, proof of license may be needed depending on what services you perform or the state they being performed in.

Yes, the program provides a broad definition of computer systems and information technology-related professional services such as:

• Intellectual property risk
• Internet content liability and breach of security in relation to denial of service
• Unauthorized access and theft of data
• Electronic transfer of data functions
• Web hosting functions
• Copyright infringement
• Privacy liability
• Reputation management reimbursement

For details and additional coverage options please speak to a representative at 1-800-640-7637.

Technology and computer systems coverage will vary by insurer/plan. Please speak with a representative for more details at 1-800-640-7637.

The ASME Professional Liability Insurance Program offers a wide range of limits and deductible options. Please contact a representative at 1-800-640-7637 for more information and learn about what options would be best for you.

When purchasing your professional liability coverage through the Professional Liability Insurance Program for ASME Members, you can pay for your premium in one of the following ways:

• With a check or money order;
• If your premium is $1,000.00 or more, premium financing is available at competitive annual percentage rates; or use MasterCard or Visa.

Yes, Prior Acts coverage is available if you currently have professional liability coverage. A retroactive date will be placed on your policy, and acts that occurred after that date are considered for coverage.